Desjardins Caisse des Technologies https://caissetech.com Le monde des technologies à son institution financière Wed, 02 Apr 2025 13:27:32 +0000 en-CA hourly 1 https://wordpress.org/?v=7.0.2 https://caissetech.com/wp-content/uploads/2020/11/cropped-Logo-Desjardins-flaticon-32x32.png Desjardins Caisse des Technologies https://caissetech.com 32 32 Women in technology: when cooperation becomes a driving force https://caissetech.com/en/women-in-technology-when-cooperation-becomes-a-driving-force/ Wed, 02 Apr 2025 13:27:29 +0000 https://caissetech.com/?p=248801 The post Women in technology: when cooperation becomes a driving force appeared first on Desjardins Caisse des Technologies.

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For over a year now, at Desjardins Caisse des Technologies, we’ve seen a growing demand to support initiatives aimed at women in technology. There are many issues at stake, and the fact that several new organizations are springing up demonstrates that a large-scale movement is underway. However, this effervescence raises an essential question: by multiplying isolated initiatives, do we risk diluting our efforts rather than maximizing our impact?

LCDF-et-DigiWomen

A cooperative approach

After frank discussions within our committees and board of directors, we decided to do things differently. Rather than simply supporting a few individual initiatives, we took on the role of catalyst. We brought together five active member organizations – Technovation, DigiWomen, Black Ladies In Tech (BLIT), Le Code Des Filles (LCDF) and TechQuiero – for an unprecedented meeting of exchange and collaboration.

The aim of this co-creation workshop, led by Doryne Bourque, IAS.A, Chairman of the Board of Desjardins Caisse des Technologies and founder of Hathor Conseils, was to enable these organizations to introduce themselves, share their challenges and brainstorm together on a larger-scale project. A project that could ultimately have a real impact on the support and promotion of women in technology on a national scale.

“Finding your place as a woman in the world of technology often means sailing against the tide. I’ve learned that boldness, networking and support are essential levers. If we really want to propel women in technology, we have to go beyond the individual approach and rely on the strength of the collective. By relying on cooperation and building bridges between existing initiatives, we’re building an inclusive and sustainable ecosystem, where every woman can not only find her place, but also evolve without having to constantly prove her legitimacy.”

Doryne Bourque, IAS.A

Chairwoman of the Board of Directors, Desjardins Caisse des Technologies

Doryne Bourque expose différents leviers financiers de Desjardins.

Desjardins’ strategic levers for sustainable impact

To make these ambitions a reality, Desjardins Caisse des Technologies uses a number of strategic levers. Through donations and sponsorships, we support projects that stimulate innovation and foster the emergence of new solutions. The Fonds d’aide au développement du milieu (FADM), for its part, supports organizations that have a positive impact on the technology community, notably by improving access to technology, supporting entrepreneurship or encouraging the adoption of innovative solutions. Finally, the Fonds du Grand Mouvement, in association with other organizations, is mobilized to invest in large-scale initiatives that are transforming the Quebec technology ecosystem. These strategic investments help to build infrastructures, support collaborative research projects and help companies expand their reach nationally and beyond.

These levers are part of a coherent approach aimed at stimulating innovation, strengthening connections between key players, promoting their development and building an inclusive and sustainable technological ecosystem. To find out more about the different levers, please visit our community involvement page.

Common challenges, shared opportunities

Discussions highlighted several common challenges facing organizations dedicated to women in technology. Among them, the sustainability of business models, the creation of bridges between young girls and technology fields, and the need for wider outreach of existing initiatives. These exchanges also revealed recurring issues, such as the need for financial and material resources, the valorization of skills, and encouraging women to prioritize themselves in their career paths.

At the same time, promising opportunities have emerged, including the deployment of initiatives that encourage entrepreneurship from an early age, a strategy that has already proved its worth in boosting young girls’ lasting interest in technological professions. Furthermore, the implementation of structuring and sustainable projects could propel Quebec as a leader within the global Francophonie, by inspiring younger generations of women to become actively involved in the careers of the future and shape tomorrow’s technological ecosystem.

Défis et opportunités partagés

Mutual reflection: building an inclusive future

The discussions also identified several priority areas for strengthening the presence of women in the technology sector:

  • Attract more women into technology by promoting a variety of profiles, including tech moms and women over 45, to show that it’s possible to thrive in these professions at any age.
  • Fight stereotypes linked to technological professions and promote female skills in strategic sectors, particularly in data analytics and artificial intelligence.
  • Foster the visibility of female success stories to inspire the next generation and boost young girls’ self-esteem, from an early age.
  • Rely on collaborative solutions, such as mentoring models, to support those who want to go further and don’t fit into current structures.

These reflections converge towards the same objective: to build a more inclusive technological ecosystem, where women’s skills are fully recognized and valued.

How about working together?

The ultimate aim of this approach is to join forces for a lasting impact. By making these first exchanges public, we hope that other players – governmental, educational or private organizations – will join this initiative to contribute to a cause that deserves our full attention.

So, what do you think?

At a time when organizations supporting women in technology are multiplying, how can we go further to transform existing mechanisms and fully value women’s skills in the professions of the future? If you’d like to take part in this reflection or collaborate, contact us via our online form below.

Join our initiative: Working together to support women in technology.

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Haply Robotics Wins Big at CES 2025 with Immersive 3D Innovation https://caissetech.com/en/haply-robotics-wins-big-at-ces-2025-with-immersive-3d-innovation/ Mon, 18 Nov 2024 16:54:43 +0000 https://caissetech.com/?p=248593 The post Haply Robotics Wins Big at CES 2025 with Immersive 3D Innovation appeared first on Desjardins Caisse des Technologies.

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We are thrilled to celebrate Haply Robotics, a valued member supported by Caisse Desjardins des Technologies, for their double recognition at CES 2025. Their latest innovation, the MinVerse 3D touch mouse, was named “Best of Innovation” in the Metaverse category and an “Honoree” in XR Technologies & Accessories. With its groundbreaking haptic feedback and compact design, the MinVerse sets a new standard for immersive digital interaction.

For years, Desjardins Caisse des Technologies has proudly supported Haply Robotics through tailored financial services and strategic guidance. We are also honored that our Tech and Innovation Business Development Director, Samir Mounir, Ph.D., MBA, serves on Haply Robotics’ advisory board, contributing his expertise to their vision.

Don’t miss the chance to experience the future of digital interaction at CES® 2025.

👉 Learn more in Haply Robotics’ full article: MinVerse Wins CES 2025 Best of Innovation Award

key connection, strategic guidance, tailored financial solutions

Is your startup ready to scale up? 🚀

Join the innovative companies supported by Desjardins Caisse des Technologies. Our team of experts understands your challenges and provides tailored financial solutions, strategic guidance, and networking opportunities to drive your growth.

📩 Get in touch with our business team today and give your vision the boost it deserves.

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MTL Connecte 2024 metamorphosis: get 20% off your tickets https://caissetech.com/en/mtl-connecte-2024-metamorphosis-get-20-off-your-tickets/ Thu, 10 Oct 2024 18:57:30 +0000 https://caissetech.com/?p=248550 The post MTL Connecte 2024 metamorphosis: get 20% off your tickets appeared first on Desjardins Caisse des Technologies.

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Discover the Metamorphosis at MTL Connecte 2024

The digital revolution continues to redefine our societies, and MTL Connecte 2024, Montreal’s Digital Week, invites you to explore this transformation. This year, the flagship event organized by Printemps numérique will focus on the theme of “METAMORPHOSIS”. This is a unique opportunity to understand how new technologies, artificial intelligence, cybersecurity and digital education are helping to reshape the world we live in.

An exciting program to explore tomorrow’s trends

From October 15 to 18, 2024, MTL Connecte will feature a series of conferences, panels and workshops around four main themes:

  • Artificial Intelligence (October 16, 2024): Dive into the latest AI innovations and discover how they’re transforming entire industries.
  • Culture and Creativity (October 16, 2024): Explore the impact of digital on the creative industries, from art to music to content production.
  • Cybersecurity (October 17, 2024): Protect your data in a hyper-connected world with the most innovative cybersecurity solutions.
  • Education and Digital Inclusion (October 17, 2024): How can digital technology democratize access to education and create opportunities for all?

A unique opportunity for our community

As a long-standing partner of Printemps numérique, Desjardins des Technologies is proud to support this not-to-be-missed event. For our members, we’re offering an exclusive 20% discount on tickets. This is the ideal opportunity to strengthen your network, gain access to the latest technological advances, and participate in transformative collaborations.

Don’t miss this chance to be part of change!

Take advantage of your 20% discount now!

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MTL Connecte 2023: get 20% off your Digital Week tickets https://caissetech.com/en/mtl-connecte-2023-get-20-off-your-digital-week-tickets/ https://caissetech.com/en/mtl-connecte-2023-get-20-off-your-digital-week-tickets/#respond Thu, 10 Oct 2024 18:18:26 +0000 https://caissetech.com/?p=247171 The post MTL Connecte 2023: get 20% off your Digital Week tickets appeared first on Desjardins Caisse des Technologies.

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MTL Connecte 2023 : intelligence collective

We’re delighted to announce that once again this year, Desjardins Caisse Des Technologies is renewing its partnership with Printemps Numérique for their annual event, MTL Connecte.

MTL Connecte 2023 will be held from October 10 to 13, 2023 at École NAD, located at 1501 Rue de Bleury, Montreal, Canada, H3A 0H3. The main theme of this year’s event will be collective intelligence, with sub-themes such as artificial intelligence, culture and creativity, cybersecurity, and connected and intelligent territories.

Every year, this event is a must for all players in the digital industry. As a platinum partner, Desjardins Caisse des Technologies is pleased to offer you a 20% discount on your MTL Connecte 2023 tickets.

Don’t wait any longer, get your tickets now!

La programmation MTL Connecte 2023

MTL Connecte 2023 : intelligence collective

MTL Connecte 2023 promises to be a rich and varied program, with international speakers, conferences, panels, workshops, B2B meetings, awards ceremonies and many other exciting activities.

Belgium in the limelight

This year, Belgium will be in the spotlight, with a strong presence of Belgian experts in fields such as cybersecurity, education and training technologies, cultural and creative industries, healthcare, energy efficiency, and connected cities.

Join us for this exceptional digital week and together, let’s create a desirable and inspiring digital future!

PS: Click here to get your 20% discount promo code for MTL Connects 2023 before purchasing your tickets on the event website.

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A look back at AIoT Canada’s Spring Summit 2024 https://caissetech.com/en/a-look-back-at-aiot-canadas-spring-summit-2024/ Tue, 16 Apr 2024 18:00:14 +0000 https://caissetech.com/?p=248281 The post A look back at AIoT Canada’s Spring Summit 2024 appeared first on Desjardins Caisse des Technologies.

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On April 10, the technology community gathered in Ottawa for AIoT Canada’s Spring Summit 2024, a landmark event that brilliantly showcased the importance of collaboration and innovation in the fields of artificial intelligence and the Internet of Things. Desjardins Caisse des Technologies is proud to have been a key partner in this event, reflecting our ongoing commitment to AIoT Canada, an organization we have supported since its inception.

A high-impact event

Spring Summit 2024 AIoT Canada

The impact of the event was considerable, with record attendance and high-quality interaction, as evidenced by a fireside chat with Minister François-Philippe Champagne. Inspiring keynote speakers such as Terry Matthews of Wesley Clover, Amy Karam of TELUS, Scott Jones of Shared Services Canada, Jean-Simon Venne of BrainBox AI, Edona Vila of BLG and Valerie Judd-Rohal of Deloitte, shared their enriching perspectives on diverse themes such as transportation, digital transformation, sustainability, law and manufacturing. Samir Mounir, our Director of Business Development and AIoT Canada board member, was also on hand to strengthen our relationships with key players in the technology ecosystem.

New partnerships with FORPIQ

We are also excited by the announcement of a new strategic partnership between AIoT Canada and FORPIQ. This collaboration promises to energize Canadian businesses by providing them with in-depth knowledge of intellectual property, essential for innovating and thriving in our digital economy.

A promising future for AIoT

Conversation informelle avec le Ministre François-Philippe Champagne et Erci Janosz lors du Spring Summit 2024 de AIoT Canada

As we look to the future, we are inspired by the passion and expertise demonstrated at this summit. Desjardins Caisse des Technologies remains committed to supporting and actively participating in these initiatives. We look forward to the next steps in our shared journey, confident that our continued support of AIoT Canada and events like the Spring Summit will help catalyze even more AIoT innovation.

We would like to thank all the participants, stakeholders and partners who helped make this summit a resounding success. Your commitment to innovation and collaboration continues to motivate us to support projects and meetings that shape the future of technology in Canada.

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Desjardins Caisse des Technologies teams up with KPMG https://caissetech.com/en/desjardins-caisse-des-technologies-teams-up-with-kpmg/ Wed, 28 Feb 2024 10:00:00 +0000 https://caissetech.com/?p=248090 The post Desjardins Caisse des Technologies teams up with KPMG appeared first on Desjardins Caisse des Technologies.

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The two institutions join forces to support young Quebec startups

MONTREAL, February 28, 2024 – Desjardins Caisse des Technologies, the provincial financial cooperative dedicated to supporting the technological and innovative ecosystem, is proud to announce a new collaboration with KPMG in Québec. This agreement aims to offer added value to technology companies, by providing them with access to KPMG’s expertise in financial projection, strategic planning, ESG transformation and other crucial aspects for the growth of their companies.

Dominic Jaar (KPMG) et Samir Mounir (Desjardins). Poignée de main traditionnel suite à la signature d'un partenariat stratégique.

 

A key collaboration to propel entrepreneurs in the technology sector

This agreement will allow Desjardins Caisse des Technologies’ partner organizations and incubators to support technology entrepreneurs at each stage of their entrepreneurial journey.

KPMG’s experienced professionals offer a wide range of audit, tax and advisory services, including advising on ESG issues and strategic partnerships. KPMG will offer workshops and training to incubators and members of the organization which will be personalized according to their needs.

“This collaboration with KPMG is important, since it will allow us to support companies with high growth potential to reach new heights,” underlines Samir Mounir, Ph.D., director of business development Tech & Innovation at Desjardins Caisse des Technologies.

A promising future for members of Desjardins Caisse des Technologies

Thanks to this agreement with KPMG, Desjardins Caisse des Technologies continues to strengthen its strategic positioning in the entrepreneurial ecosystem. Caisse members working in innovative technological sectors will benefit from even stronger support to propel their growth and success.

“We are enthusiastic about this collaboration, which aims to exchange expertise,’’ added Dominic Jaar, Partner and Regional Leader, Management Consulting, KPMG in Canada. ‘’Technology companies need to grow quickly, and KPMG’s expertise will help anticipate each step of their development with confidence.’’

 

Panel de discussion

Startup 2024: winning strategies

Tonight, February 28, 2024, the two organizations will be holding a launch event for which startup entrepreneurs and Tech companies wishing to propel themselves into 2024 are invited.

https://www.eventbrite.com/e/billets-startup-2024-les-strategies-gagnantes-830634258427?aff=oddtdtcreator

 

About Desjardins Caisse des Technologies

Desjardins Caisse des Technologies is a provincial credit union dedicated to offering financial services adapted to the technological ecosystem. Its members mainly work in innovative sectors linked to technologies, such as artificial intelligence, robotics, IoT, HealthTech, Clean Tech and many others. The fund relies on 4 powerful axes: expertise, financing, support and mentoring, and positioning in the technological entrepreneurial ecosystem.

 

About KPMG in Quebec

KPMG LLP, an Audit, Tax and Advisory firm, is a limited liability partnership. Our 2,000+ people bring experience, engagement and diverse backgrounds to work every day to support Canadian organizations and communities. Across our various services, our goal is to be difference-makers by delivering innovative ways of thinking, digitally enabled solutions and exceptional service to help our clients manage risks, seek out new opportunities and stay competitive.

The firm is established under the laws of Ontario and is a member of KPMG’s global organization of independent member firms affiliated with KPMG International Limited, a private English company limited by guarantee. Each KPMG firm is a legally distinct and separate entity and describes itself as such. For more information: home.kpmg/ca/en 

 

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Call for candidates for the 2024 Board of Directors https://caissetech.com/en/call-for-candidates-for-the-2024-board-of-directors/ https://caissetech.com/en/call-for-candidates-for-the-2024-board-of-directors/#respond Thu, 18 Jan 2024 18:49:46 +0000 https://caissetech.com/?p=248018 The post Call for candidates for the 2024 Board of Directors appeared first on Desjardins Caisse des Technologies.

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Understand your role as an influencer

You’re an influential player in the technology ecosystem… What if your next step was to join the Board of Directors of Desjardins Caisse des Technologies?

Personal commitment is a core value at Desjardins Caisse des Technologies, and we’re looking for passionate members to join our Board of Directors. Serving on our Board is not only rewarding and enriching, but also a unique opportunity to represent the members of our financial cooperative and actively contribute to the development of our technology ecosystem.

Eligibility and application

To be eligible, you must have been a caisse member for at least 90 days as of the date of the Annual General Meeting, and have a domicile, reside or work in Québec, or belong to one of the groups defined by the caisse. See our Information Kit for more details at https://www.desjardins.com/ca/your-caisse/results/index.jsp?transit=81592239.

N.B. Non-members of Desjardins Caisse des Technologies have until January 24, 2024 to become a member in order to be eligible.

salle de conférence vitrée et illuminée par le soleil

Profiles sought

We have 5 positions to fill:

  • 1 for members domiciled, living or working in the La Tuque region.
  • 4 for full caisse members, regardless of place of residence.

We are looking for candidates with specific expertise in the following areas:

  • Communication / Marketing
  • Incubators and Entrepreneurship
  • Student environment
  • Law and/or ethics
  • Sustainable development
  • Responsible Investment and/or Social Impact

We aim for a diverse representation, including gender parity and openness to multiculturalists. We also aim for good representation of different age groups and a variety of technological sectors.

How to apply

Send your completed application form and CV to melanie.fredette@desjardins.com. The deadline for applications is February 9, 2024, 3pm.

The Annual General Meeting at which new Board members will be elected will take place on April 22, 2024.

Should you have any questions, please do not hesitate to contact Mélanie Fredette at 819-538-6644 ext. 7135221.

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Changing market: Winning strategies for companies in AI & IoT https://caissetech.com/en/changing-market-winning-strategies-for-companies-in-ai-iot/ https://caissetech.com/en/changing-market-winning-strategies-for-companies-in-ai-iot/#respond Thu, 21 Sep 2023 18:44:06 +0000 https://caissetech.com/?p=246694 Desjardins Caisse Des Technologies and AIoT Canada are delighted to invite you to our next webinar entitled: Changing Market: Winning Strategies for AI & IoT Companies This webinar takes place on September 29 at noon, and follows on from the June 13 panel on financing and consolidation prospects for AI and IoT companies. Don’t forget...

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Desjardins Caisse Des Technologies and AIoT Canada are delighted to invite you to our next webinar entitled:

Changing Market: Winning Strategies for AI & IoT Companies

This webinar takes place on September 29 at noon, and follows on from the June 13 panel on financing and consolidation prospects for AI and IoT companies. Don’t forget to register and join the conversation with our experts!

Deux homme discutent de l'avenir du AI et IoT
Dr.Samir Mounir and Nick Nardi expert in financing and M&A for the AI and IoT fields

Setting the stage

Economic uncertainty, inflation rates and the outlook for economic growth are all factors influencing investors and investment in a technology sector undergoing rapid transformation.

Cautious investors

There’s no denying that investor behavior has changed considerably in recent months. Whereas there used to be a marked increase in enthusiasm and investment in AI and IoT startups, we’re now seeing a decrease in investment. This trend is particularly worrying for these industries. The main challenge we face is that valuing companies in the AI and IoT field is becoming increasingly complex. Even if financing remains plentiful, investors are no longer willing to take reckless risks with no clear prospect of profit. Companies active in these fields need to rethink their business models and develop innovative strategies to attract investment.

Valorization solutions

However, it is essential to note that, despite these challenges, significant opportunities remain, particularly in the area of mergers and acquisitions. This approach can enable companies to consolidate their market positions and capitalize on synergies, which can be an effective way of attracting value-adding investment.

In this webinar, join Mr. Nick Nardi, expert in mergers & acquisitions in the IoT and AI sector, Dr. Samir Mounir, expert in financing innovative companies, and Director of Business and Market Development at Desjardins Caisse des Technologies, as well as Eric Janosz, co-founder of AIoT Canada and expert in cybersecurity. They will bring their expertise to bear in a lunch & learn format, to clarify and identify the strategies you need to put in place to improve and sustain the value of your company, and attract value-added investment. This webinar promises to be a valuable opportunity to update market knowledge and discuss crucial strategies for positioning and financing in the AI and IoT sectors. By following the advice and insights of these experts, companies can look forward to improving their valuation and attracting strategic investments that will contribute to their long-term success.


Panelists and moderator

Nick Nardi – panelist

  • Senior executive in the technology sector.
  • M&A expert in the IoT sector.
  • Significant experience in venture capital.
  • Currently partner at WTA, an M&A consulting firm.

Samir Mounir, Ph.D, MBA – panelist

  • Serial entrepreneur with over 30 years’ experience.
  • Innovation expert with significant venture capital experience.
  • Sits on various boards and advisory committees in the tech and innovation sector.
  • Active and recognized mentor in the technology ecosystem.
  • Currently Tech & Innovation Business Development Manager for Desjardins Caisse des Technologies.

Eric Janosz – modérateur

  • Co-founder and Vice-President of AIoT Canada
  • Expert in cybersecurity
  • Over 20 years’ experience promoting M2M, IoT, IIoT and digital transformation solutions to businesses.
  • Communicator who inspires trust and facilitates dialogue

With such experts on board, the panel is destined to be rich in added value.

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Hardtech Innovation: Overcoming Challenges, Seizing Opportunities https://caissetech.com/en/hardtech-innovation-overcoming-challenges-seizing-opportunities/ Tue, 19 Sep 2023 17:38:17 +0000 https://caissetech.com/?p=247183 The post Hardtech Innovation: Overcoming Challenges, Seizing Opportunities appeared first on Desjardins Caisse des Technologies.

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Relaunching Quebec’s hardtech community

Join us on Thursday, October 19, 2023 from 5:00 pm for an exciting evening dedicated to hardtech innovation in Quebec!

This must-attend event will take place at 1050 Côte du Beaver Hall, Montreal, QC, where you’ll have the opportunity to meet experts, entrepreneurs and enthusiasts from the hardtech community.

Don’t miss this opportunity to discover the latest trends, technologies and projects shaping the future of the hardtech industry in Quebec. There will be inspiring talks, captivating demonstrations and networking opportunities.

Whether you’re an industry professional, a curious student or simply interested in innovation, this is the event for you! Join us, and together we’ll boost the hardtech community in Quebec!

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5 myths about the financial plan https://caissetech.com/en/5-myths-about-the-financial-plan/ Tue, 22 Aug 2023 18:19:10 +0000 https://caissetech.com/?p=247143 The post 5 myths about the financial plan appeared first on Desjardins Caisse des Technologies.

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While financial planning may seem disorienting, we guarantee it doesn’t have to be. You need to see financial planning as an important moment when you verbalize your ambitions, projects and life goals so that you can make them a reality.

The financial plan serves as a guideline to help you achieve financial independence. It includes planning for your children’s education, investments, property purchases and retirement, among other things.

Whether you’re an employee, self-employed or entrepreneur, it’s an agile exercise that adapts to all types of financial situations.

By mapping your finances,

  • You’re better prepared for the unexpected because you’ll have a financial cushion.
  • You know the state of your financial health, so you make better decisions.
  • You ensure yourself long-term peace of mind.

Above all, you don’t have to dive headfirst into the numbers by yourself. At Desjardins, financial planning is completely free.

Our wealth management team at the Caisse Desjardins des Technologies understands the context of workers in the technology and telecom sectors, and knows exactly how to guide your plan so that it’s just right for you.  

MYTH 1 : « I’m too young to think about my financial plan. » 

No, you aren’t! Whether you’re just starting out in your career or not, it’s never too early to plan for your financial future. In fact, the younger you are, the more time you have to benefit from the returns on your savings and investments. Even if you can’t put a lot of money aside right now, you’re developing your savings reflex and your financial agility.

It’s important to update your plan as soon as you start a new job, since many employers offer tax benefits, such as retirement funds. A good management of its levers can pay you big later. 

Hortensia Sanz

Wealth management advisor

MYTH 2 : « The financial plan is the same as the budget. »

No. These tools have different purposes, although both are important. A budget is primarily a tool for managing day-to-day finances. It’s great to follow one to make sure you have the minimum funds for recurring accounts, like your phone bill or mortgage. The financial plan has the more global objective of linking together all the important financial aspects, such as debt management, protection, tax optimization and so on.

In a good financial management, the budget is integrated into the financial plan to ensure a good balance between your standard of living and your ability to save.

Alexandre Amyot-Clairoux

Wealth Management Advisor

MYTH 3 : « I don’t make enough money to make my financial plan. »

Whether you’re making $30,000, $70,000 or $100,000 a year, a financial plan helps you anticipate risks and unforeseen events. No one is immune to financial problems, but it’s often those who are well prepared who recover more easily. That’s why strategies are developed specifically for your financial situation and goals, with your advisor. 

According to a survey by the Institut québécois de planification financière, just over half (56%) of Quebecers have a financial plan, regardless of their annual salary.

The plan we work on together can be adjusted at any time. As your life changes, we revise it as necessary to ensure that it always meets your financial goals.

Étienne Trudel

Wealth management advisor

MYTH 4 : « The financial plan is only a retirement plan.» 

Not only that. Work trends are changing in all job markets, but particularly in technology. Professional or business opportunities can arise at any time. With a good financial plan, you’ll quickly get an overview of your financial health so you can make informed decisions.

A financial plan greatly facilitates the development of your retirement plan and your estate planning. It’s peace of mind for you and your family. 

Danny Goncalves

Wealth management advisor

MYTH 5 : « I don’t need a financial advisor to carry out my plan. »

Of course, there’s some financial planning you need to do on your own, such as thinking through your life plans and personal ambitions, but calling in a qualified professional provides you with specialized knowledge, personalized strategies and experience to help you avoid making mistakes, which can be costly.

When you draw up a financial plan on our own, you can be biased by your emotions. When you do it with an advisor, you get a neutral, objective opinion.

Alexandre Amyot-Clairoux

Wealth management advisor

Now that you know more about the financial plan, are you ready to do it?

Appointments for members

  • Via AccèsD mobile or Web with your advisor
  • By phone at 514-393-9552 or by filling out the following form :

For non-members of the Caisse

  • Open your account online in just 10 minutes.
  • You can also open your account with Mariana Ribac at 514-393-9552, ext. 7157235 or mariana.x.ribac@desjardins.com.
  • You can then continue on to the financial plan with your dedicated wealth management advisor.

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